The news of the UFC setting up insurance for fighters kinda came and went with the news cycle but I really can’t stress how awesome it is that fighters will now be taken care of regardless of how they manage to injure themselves. The rest of the MMA world isn’t so lucky … even when they’re injured in the cage, insurance isn’t always what it should be.
Just ask Jesse Juarez, who broke his arm and leg fighting for the MFC welterweight title. He ended up having to shell out over $32,000 in medical bills because MFC’s insurance wouldn’t cover non-Canadian citizens (which doesn’t make sense to me, since us Canadians kinda have healthcare cooked into everything to begin with).
And then there’s Conor Heun, who’ll be happy to know after his arm was bent backwards that Strikeforce fighters are covered under the UFC’s new policy. The old one Strikeforce used to have turned out to be a little lacking:
I fought Gurgel and I got 4,000 for that fight and I needed my ACL reconstructed after that. Now I’m over 20,000 in debt because of that. The fight insurance only covered 50k and for some reason that wasn’t enough. I should have negotiated with the hospital, but I assumed that was enough. You know, OK I have insurance it should be covered, but it wasn’t. In fact it put me in such a hole that I recently had to claim bankruptcy.
Yeah only $50,000 is covered. I know Zuffa is 100 grand so that would have done it, but yeah with 50 grand I uh yeah. I found out the hard way. I think if you tell them you have insurance they just bill the shit out of it, and if you don’t then you have to negotiate and work something out. I learned. I went in and said ‘yep it’s covered’ but that wasn’t the case.
Basically, it’s in the interest of the for-profit hospital to be as inefficient as possible when it comes to treating people with insurance so they can suck as much money out of a patient as possible. I’ve heard countless stories where a patient gets sent for tons of unnecessary tests not because the doctors think it will help figure out what’s wrong, but because it makes the hospital more money.
Go healthcare industry. You rock.